Cards to boost your savings on Facebook Ads

When it comes to budgeting for Facebook ads, there are two main strategies: increase your investment or reinvest strategically. Media buyers often lean toward the first approach. And sure, if you’re part of a large corporation with the power to get a budget increase approved, it’s easy to go this route. But it’s not exactly cost-effective — or professional, really, since it skips over the smart use of funds.

Experienced media buyers have a range of ways to cut costs on ad spending. Facebook (Meta) is one of the world’s top platforms, but its popularity means stiff competition and high costs. Additionally, the platform is strict with payment approvals; choosing the wrong payment tool can lead to more than just declined transactions—it can result in a blocked ad account, leading to financial losses. On top of that, there are extra expenses tied to Facebook Ads, like currency conversion fees, international transfer charges, and the cost of the payment tool itself.

Luckily, all of this can be avoided. The key is to minimize declines, keep close track of spending, and select the ideal payment solution. That’s where virtual cards for Facebook Ads come in.

In this article, we’ve rounded up the top 5 digital card providers for Facebook. Our selection criteria focused on how well these cards meet platform requirements and how they can help you save. We also took a close look at reviews from real users, and each card in our ranking has received positive feedback from media buyers worldwide.

In this article:

• PSTNET
• Spend
• Lamanchepayments
• linkpay
• broker

PSTNET

When it comes to specialized features for media buying, PSTNET is at the top. This service offers cards designed for minimal declines, a 3% cashback program, a referral program, and zero fees.

PSTNET’s cards for Facebook are Visa/Mastercard-based and perform well under Meta’s verification system. They’re registered as products from trusted banks in the US and Europe and are available as both debit and credit cards.

The virtual credit cards for Facebook Ads offer the most value, with a 3% cashback on ad spend. However, to issue these cards, you’ll need to join the PST Private program. This program allows you to issue up to 100 cards per month for free and recharge cards with only a 3% fee. Membership doesn’t require ad spend verification.

Beyond that, PSTNET’s cards have no additional fees — no transaction, withdrawal, or freeze fees. The referral program even lets you earn up to 90% of the revenue from operations of users you invite.

Features:

• BINs: 25+ trusted BINs from banks in the US and Europe
• Card Top-Up: Supports 18 cryptocurrencies (BTC, USDT TRC 20, ERC 20, and more), SWIFT/SEPA bank transfers, and other Visa/Mastercard cards
• Team Collaboration Tools: Task distribution, role assignment, and card limit setting for team members
• Spending Analytics: Users have access to detailed financial transaction reports.
• Security Tech: 3D Secure Technology, Two-Factor Authentication
• Notifications & 3DS Codes: Via Telegram bot and text messages
• Sign-Up Options: Register with Apple ID, Google, Telegram, WhatsApp, or email
• Customer Support: Instant support through Telegram, WhatsApp, or live chat
• Additional Perks: A specialized BIN checker tool called “Pulse”

Spend

Spendge offers great savings with low fees and affordable card costs, focusing on helping users maximize their ad spend while keeping expenses down. The platform supports an entire ecosystem for managing cards, all powered by Visa and optimized for advertising platformsincluding special cards for Facebook. Users can issue an unlimited number of these cards.

Features:

• BINs: 10 BINs from banks in the US and Europe.
• Funding Options: USDT (TRC20, ERC20), BTC, SWIFT/SEPA bank transfers, Visa/Mastercard, Capitalist, and transfers from partner service balances.
• Team Collaboration Tools: Set up team accounts and assign cards within teams.
• Spending Analytics: Detailed spending insights with real-time transaction tracking in the user dashboard.
• Security: 3D Secure technology on select cards.
• Notifications & 3DS Codes:Available via Telegram bot and messages.
• Registration: Requires user data submission; approval status is trackable in real time on the user dashboard.
• Support: User support via Telegram and on the website.
• Additional PerksCrypto invoicing and expense tracking tools are in development.

Lamanche Payments

Lamanche Payments provides a full online banking suite, and its cards are known for smooth Facebook Ads payments, making it a top choice for stable ad transactions. Cards are free to issue, and there’s just one fee for funding, averaging around 4%. Cards are issued on Visa, Mastercard, and UnionPay networks by banks in the US and UK

Note: A minimum deposit of $500 is required per card. Additionally, if declines exceed 10% of total payments, LamanchePayments may halt services for the user.

Features:

• BINs: 8 BINs from banks in the US and UK
• Funding Options: USDT TRC20, ERC20 via JackWallet.
• Team Collaboration Tools: Team management and role assignments via Telegram bot.
• Spending Analytics:Comprehensive spending reports with real-time transaction tracking.
• Security: 3D Secure Technology.
• Notifications & 3DS Codes:Available via Telegram bot and messages.
• Registration: Through a personal manager on Telegram, requiring a brief form submission.
• Support: Available via Telegram and the website from 11:00 to 19:00 (GMT+3).

LinkPay

LinkPay makes ad payments more affordable with a 3% cashback. For Facebook Ads, it offers the Multi Ads Card and a platform-specific card, with zero transaction fees to boost savings. The Multi Ads Card is a versatile credit card (Visa/Mastercard), usable across various ad platforms. The Facebook-specific card has optimized BINs for the platform. With issuers based in Europe and the CIS, payments on these cards flow smoothly across popular ad networks.

There are no fees for funding, withdrawals, or declined transactions. Reloading fees are minimal and based on the chosen plan. Cards are provided through a subscription model.

Features:

• BINs: 5 BINs from banks in Europe and the CIS.
• Funding Options: 7 cryptocurrencies, bank transfers, and Visa/Mastercard transfers.
• Team Collaboration Tools: Task assignments, role setup, and spending limits for team members.
• Spending AnalyticsTransactions tracked on a dedicated dashboard.
• Security:Enabled on certain BINs.
• Notifications & 3DS Codes:Available via messages.
• Registration: Standard online form, no KYC required.
• Support: 24/7 support via website chat and Telegram.
• Additional Perks: 100 free virtual cards with enhanced rates and cashback on the Plus plan.

brocard

Brocard is designed with larger budgets in mind, especially beneficial for corporate clients. That said, it’s also a cost-effective option as the cards are optimized for Facebook ads and come with low fees. Plus, users can even earn cashback on ad expenses.

The cards are versatile and work across popular ad platforms. Powered by Visa and Mastercard, they’re reliable and have additional oversight to keep ad campaigns compliant. Brocard also has strict policies on declines — if over 25% of transactions are declined, the account or cards may be blocked.

There are no transaction fees, and the decline fees don’t exceed 0.5%. However, there’s a minimum deposit requirement: after creating an account, users need to fund it with at least $500 before they can start issuing cards.

Features:

• BINs: 20 BINs from banks in Europe, the US, and the UK
• Funding Options: USDT (TRC20 and ERC20), Capitalist, Marketcall.
• Team Collaboration Tools: Task assignments and role designation within teams.
• Spending Analytics: Built-in tools on the dashboard.
• Security: Two-factor authentication.
• Notifications & 3DS Codes:Available via live chat.
• Registration: Standard form on the website, an interview with a manager, and KYC (selfie with passport), followed by system confirmation.
• Support: 24/7 support through live chat.
• Additional Perks: First 50 cards issued for free, cashback, and a referral program to streamline the registration process.

Virtual cards are an ideal solution for paying for ads on Facebook. Not only do they minimize declines, but they also help cut costs.

In this article, we covered PSTNET, Spendge, LamanchePayments, LinkPay, and Brocard. The digital cards from these providers are low-cost, budget-friendly, and make it easy to reinvest saved funds.

When choosing a provider, consider the card’s BINs and the issuing bank’s geo-location. To avoid declines on ad platforms, it’s crucial to match the card’s geo-location with that of your ad account. Anti-fraud systems on Facebook (Meta) flag geo-location mismatches as suspicious activity, which can block your payments.