Table of Contents
Introduction
With over 9,700+ ATMs in Tier 3–6 towns, the Hitachi ATM franchise (branded as Hitachi Money Spot) is RBI’s trusted partner for financial inclusion. For an investment of ₹2L–₹5L, this White Label ATM (WLA) franchise offers 20% ROI, a 10–11 month breakeven period, and exclusive rights for 9 years. Whether you’re searching for the Hitachi ATM franchise contact number or commission chart, this 2025 guide covers every detail. Let’s unlock this cash-driven opportunity!
1. History of Hitachi ATM: Bridging India’s Banking Gap
Launched by Hitachi Payment Services, Hitachi Money Spot ATMs are RBI-approved WLAs targeting semi-urban and rural areas. Since its inception, the brand has:
- Installed 9,700+ ATMs across 29 states.
- Enabled UPI-based cash withdrawals (India’s first WLA with UPI).
- Partnered with banks like SBI, HDFC, and ICICI for interoperability.
This makes it a standout choice for entrepreneurs searching for Hitachi White Label ATM franchise opportunities.
2. Hitachi ATM Franchise Cost 2025

Starting a Hitachi ATM franchise requires a low upfront investment:
Component | Cost (₹) |
---|---|
Franchise Fee | 1,60,000 |
Infrastructure (Space, Signage) | 50,000–3,00,000 |
Security Deposit (Refundable) | 25,000–50,000 |
Total | 2L–5L |
Space Requirements
- Full Shop: 8ft x 10ft (markets, bus stands).
- Shop-in-Shop: 6ft x 6ft (mall kiosks, petrol pumps).
- VSAT Roof Space: 6ft x 6ft for connectivity.
Note: Unlike the Tata Hitachi ATM franchise, Hitachi offers lower setup costs and faster approvals.
3. Hitachi ATM Franchise Profit Margin & Commission Chart
Revenue Streams

- Transaction Fees: ₹15–₹20 per cash withdrawal.
- Bank Commissions: ₹5–₹10 per balance inquiry/mini-statement.
- UPI Transactions: ₹3–₹5 per cardless withdrawal.
Monthly Earnings
Service | Transactions/Day | Monthly Revenue (₹) |
---|---|---|
Cash Withdrawal | 50 | 50 x ₹15 x 30 = 22,500 |
Balance Enquiry | 30 | 30 x ₹5 x 30 = 4,500 |
UPI Withdrawals | 20 | 20 x ₹3 x 30 = 1,800 |
Total | 28,800 |
- Monthly Profit Margin: 20% (₹5,760).
- Annual Profit: ₹69,120 (pre-tax).
Breakeven: Achieved in 10–11 months with steady footfall.
4. Hitachi ATM Franchise Requirements
To apply for a Hitachi ATM franchise, you need:
- Financial Stability: ₹2L–₹5L liquid capital.
- Location: High-footfall areas (bus stands, markets).
- Legal Compliance:
- RBI security guidelines.
- Fire and municipal permits.
- Infrastructure: 1 KVA electricity, VSAT connectivity.
Tip: Hitachi prioritizes sites near railway stations or residential hubs.
5. How to Apply for Hitachi ATM Franchise in 2025

- Online Application: Visit the Hitachi Franchise Page (nofollow) and submit your location details.
- Site Evaluation: Hitachi conducts a feasibility check (foot traffic, security).
- Agreement Signing: 9-year contract with terms outlined.
- Security Deposit: Pay ₹25,000–₹50,000 (refundable).
- Installation: ATM setup completed in 4–6 weeks.
For Hindi speakers: Hitachi ATM franchise details in Hindi are available via customer care.
6. Hitachi ATM Franchise Services
From cash withdrawals to cheque book requests, Hitachi ATMs offer:
- Cash withdrawal/deposit (select banks).
- UPI-enabled withdrawals (no card needed).
- Balance checks, PIN changes, mini-statements.
7. Challenges & Solutions
Challenge | Hitachi’s Support |
---|---|
Low Footfall | Site selection analytics. |
ATM Maintenance | 24/7 technical support. |
Security Risks | CCTV integration & audits. |
Did You Know? The Hitachi UPI ATM franchise model boosts footfall by 30% in tech-savvy regions.
Summary
With a ₹2L–₹5L investment and Hitachi ATM franchise profit margins of 20%, this RBI-approved model is a low-risk, high-reward venture. For Hitachi ATM franchise, apply online details; visit their portal today!
Contact Hitachi:
- 📞 Customer Care: 022-6930 1800
- 📧 Email: wlasupport@hitachi-payments.com
- 🌐 Apply Online: Hitachi Franchise Portal
Is the Hitachi ATM franchise profitable?
Yes! With 20% margins and low operational costs, it’s ideal for passive income.
What’s the Hitachi ATM franchise contact number?
Call 022-6930 1800 or email wlasupport@hitachi-payments.com.
Where to download the Hitachi ATM commission chart PDF?
Access it via the franchise portal post-application.
Disclaimer: Profit margins vary by location. Confirm ROI via Hitachi’s 2025 brochure.